If I get a home loan quote from a broker, do I have to accept it?

No. A request for a property finance quote should not carry an obligation to accept the quote.

Do home loan brokers offer finance for investment properties?

The range of services and loan markets offered can vary with individual brokers. Typically, most home loan brokers will offer owner-occupier and investor loans.

Will a broker arrange a pre-approved home loan?

Yes. Mortgage brokers can arrange conditional pre-approval for a home loan.

Do brokers get the best interest rates?

Home loan brokers have access to a range of lenders. The number, type and quality of the lenders may determine the broker's ability to secure the most competitive rates.

Can brokers find first home buyer loans?

Most mortgage brokers will include first home buyer loans in the services they offer.

Do brokers handle loans for small properties or only high-priced houses?

Most mortgage brokers will arrange loans for all priced properties.

Can I get a loan to build a house through a broker?

Construction loans to build a house may be sourced through brokers, depending on their individual services portfolio. These can be specialist loans. Check with the broker if they offer this type of loan.

Do I need to choose a broker in my local area?

Buyers do not need to choose a mortgage broker that is located in their area. Brokers can carry out their services via online resources with no in-person meetings required.

How do I get a referral to a mortgage broker?

No referral is required to use a mortgage broker.

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